Future Value Calculator
Calculate the future value (FV) of an investment with given inputs of compounding periods (N), interest/yield rate (I/Y), starting amount, and periodic deposit/annuity payment per period (PMT).
Investment Details
Periodic Deposits (Annuity)
Future Value Calculation Results
Investment Summary
Present value: $
Annual interest rate: %
Time period: years
Compounding frequency:
Future Values
FV of present value: $
FV of annuity: $
Total future value: $
Payment Details
Payment amount: $ per
Payment timing: of period
Total payments made: $
Number of payments:
Formula Breakdown
Future Value of Present Value:
FVPV = PV × (1 + r)n
Where:
- PV = Present value ($)
- r = Periodic interest rate ()
- n = Number of periods ()
Future Value of Annuity (End of Period):
FVAnnuity = PMT × [(1 + r)n - 1] / r
Future Value of Annuity (Beginning of Period):
FVAnnuity = PMT × [(1 + r)n - 1] / r × (1 + r)
Future value calculations assume regular compounding and payments. Actual investment returns may vary based on market conditions and fees.