Auto Lease Calculator

Uses the standard depreciation + rent charge model (MSRP for residual; negotiated price less cap reduction for net cap cost).

Lease inputs

MSRP (for residual %)

Negotiated vehicle price

Cap cost reduction (down payment)

Residual (% of MSRP)

APR equivalent (% — converts to money factor)

Lease term (months)

Money factor ≈ APR ÷ 2400. Taxes and dealer fees are excluded.